Here's a version that uses a single list with clearly separated items and a semantic address element:

• Promo: 1 for 1 Appetiser
• Address:
  HortPark, 38 Hyderabad Road, #02-02
  Singapore 119578

Here's a reorganized HTML version that uses nested lists to improve readability while preserving all the terms.

1. Validity
   • Valid from 1 July 2026 to 30 September 2026, excluding eve of Public Holiday and Public Holiday.
2. Usage and eligibility
   • Valid for dine-in only.
   • Limited redemptions available per month, on a first-come, first-served basis.
   • Payment must be made with an OCBC Card issued in Singapore, Malaysia, Indonesia, Hong Kong and Macau.
   • Complimentary item will be of equal or lesser value than the purchased item.
   • Limited to one redemption per cardmember.
   • No splitting of bills is allowed.
3. Fees, restrictions and liability
   • Prices are subject to service charge and prevailing GST.
   • Not valid in conjunction with other offers, set lunches, discounts, membership privileges, Grab dine-out vouchers, promotions, and/or vouchers.
   • Merchant’s terms and conditions apply. Please contact merchant directly for full details.
   • OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
   • OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
   • OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
4. Governing law and third parties
   • These terms and conditions shall be governed by the laws of Singapore, and each participant irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.